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Showing posts from February, 2024

The Majestic World of Lions

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The Majestic World of Horses

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The Majestic World of Peacocks

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Dove

 A dove is a type of bird that is often associated with peace and love. They are small to medium-sized birds with slender bodies, short beaks, and pointed wings. Doves are known for their gentle cooing sound, and they are found in various parts of the world, including North America, Europe, Africa, and Asia. Doves feed on seeds, fruits, and small insects, and they are known to mate for life. In many cultures, doves are considered a symbol of purity, loyalty, and forgiveness.

Ambaji city

 Ambaji is a town located in the Banaskantha district of Gujarat, India. It is known for the famous Ambaji Temple which is dedicated to the goddess Amba or Ambaji. The temple is one of the 51 Shakti Peethas and is a major pilgrimage site for Hindus. The town also has a number of other temples like Kumbhariya Jain Temples and Koteshwar Mahadev Temple. The Ambaji Fair, which is held during Bhadarvi Purnima, is a major event in the town and attracts a large number of visitors. The town is also famous for its handicrafts, especially the Ambaji while metal craft.

popular tourist attractions in Ayodhya, Uttar Pradesh, India

Popular tourist attractions in Ayodhya, Uttar Pradesh, India, which are: 1) Ram Janmabhoomi - This is the birthplace of Lord Rama and is considered the holiest site in Ayodhya. 2) Hanuman Garhi - This is a temple dedicated to Lord Hanuman, and it is believed that visiting this temple brings good luck and fortunes. 3) Kanak Bhawan - This is a famous temple dedicated to Lord Rama and Sita, and it is known for its beautiful architecture and intricate carvings. 4) Treta Ke Thakur - This is a temple dedicated to Lord Rama and is another important religious site in Ayodhya. 5) Gurudwara Brahma Kund - This is a historical site associated with the Sikh Guru Tegh Bahadur and is a sacred site for the Sikh community. 6) Nageshwarnath Temple - This is an ancient temple dedicated to Lord Shiva and is believed to be one of the oldest temples in Ayodhya. 7) Mani Parvat - This is a hill located on the banks of the Sarayu river and is a popular spot for tourists to enjoy the beautiful views of Ayodhya.

Place to visit in Ahmedabad

 1. Sabarmati Ashram  2. Jama Masjid  3. Kankaria Lake  4. Adalaj Stepwell  5. Sidi Saiyyed Mosque  6. Calico Museum of Textiles  7. Akshardham Temple  8. ISKCON Temple  9. Bhadra Fort  10. Law Garden Market  11. Vastrapur Lake  12. Manek Chowk  13. Lalbhai Dalpatbhai Museum  14. Science City  15. Nalsarovar Bird Sanctuary

Place to visit Dubai

 1. Burj Khalifa - the tallest building in the world with stunning views from the observation deck. 2. Dubai Mall - one of the largest shopping malls in the world, with over 1,200 stores and entertainment options. 3. Palm Jumeirah - an artificial island in the shape of a palm tree, home to luxury resorts and hotels. 4. Dubai Fountain - a mesmerizing water and light show in front of the Burj Khalifa. 5. Dubai Miracle Garden - the world's largest flower garden with over 45 million flowers in bloom. 6. Dubai Marina - a waterfront area with shopping, dining, and stunning views of the city skyline. 7. Dubai Creek - a historic waterway where visitors can take a traditional abra boat ride and explore the old souks. 8. Ski Dubai - an indoor ski resort with slopes, lifts and even penguins. 9. Dubai Aquarium and Underwater Zoo - home to thousands of marine animals and a giant aquarium tunnel. 10. Dubai Opera - a stunning architectural masterpiece and cultural center, hosting performances and

Section 80E

 Section 80E of the Indian Income Tax Act provides tax benefits on the interest paid on education loan. Individuals can claim a deduction for repayment of interest paid on an education loan taken for higher studies of self, spouse, children or for a student the individual is the legal guardian of. The deduction is available for a maximum of 8 years from the year in which the loan is first availed or until the interest is fully repaid, whichever is earlier. There is no upper limit on the amount that can be claimed as a deduction. The loan must be taken from a financial institution or approved charitable institution governed under the Societies Registration Act, 1860, or a public charitable trust formed and registered under the laws in force or approved by the Central Government or any State Government for this purpose. The education loan can be taken for any course of study pursued after passing Senior Secondary Examination or its equivalent from any school, board or university recogniz

Section 80G

 Section 80G of the Income Tax Act, 1961 provides tax benefits to the donors who make donations to specified institutions and charitable trusts.  Under this section, donations made to eligible institutions and trusts can be claimed as deductions from the taxable income of the donor. The amount of deduction available varies from 50% to 100% of the donation amount, depending upon the type of institution and the nature of the donation. To claim the deduction under this section, the donor must obtain a receipt or certificate from the institution or trust, as proof of the donation. Some of the eligible institutions and trusts include: - The Prime Minister’s National Relief Fund - NGOs engaged in charitable activities such as relief for the poor, education, medical relief, and preservation of environment and monuments - Scientific research institutions - Institutions sponsoring rural development - Political parties  - Some religious institutions It is important to note that not all donations

Section 80DD

 Section 80DD is a provision under the Income Tax Act that provides tax deductions to taxpayers who have dependents with disabilities. The deduction is available to both individual taxpayers and HUF (Hindu Undivided Family) taxpayers. The following are the key highlights of this provision: 1. Eligibility criteria: The taxpayer should have a dependent with a disability. The dependent can be a spouse, children, parents, or siblings. 2. Definition of disability: The disability should be at least 40% or more, as certified by a medical authority. The disabilities covered under this section include blindness, low vision, hearing impairment, locomotor disability, mental retardation, autism, and cerebral palsy. 3. Amount of deduction: A taxpayer can claim a deduction of up to Rs. 75,000 per year in case of disability and up to Rs. 1.25 lakhs per year in case of a severe disability (80% or more). 4. Proof of disability: The taxpayer should submit a certificate from a medical authority specifyin

Goods and Services Tax (GST)

The new tax regime in India refers to the introduction of the Goods and Services Tax (GST) in July 2017. The GST is a comprehensive indirect tax levied on the supply of goods and services across the country. It replaced multiple indirect taxes such as excise duty, service tax, and value-added tax (VAT), among others. Under the new tax regime, businesses are required to register under the GST and file regular returns. The GST is levied at multiple rates, including 0%, 5%, 12%, 18%, and 28%, depending on the nature of the goods or services. There are also specific rates for certain items such as gold and luxury goods. The introduction of the GST aimed to simplify the tax structure, reduce tax evasion, and create a unified market across India. However, it faced initial challenges in implementation, including technological issues and confusion among businesses. Over time, the government has made several amendments and improvements to address these concerns. Overall, the new tax regime in I

Atal Pension Yojana (APY)

 Atal Pension Yojana (APY) is a government-backed pension scheme in India. It was launched by the Government of India in 2015 and is administered by the Pension Fund Regulatory and Development Authority (PFRDA). The main objective of the Atal Pension Yojana is to provide a sustainable pension to the unorganized sector workers, who often do not have access to formal pension schemes. It aims to ensure a minimum monthly pension of Rs. 1,000 to Rs. 5,000 to the subscribers after they reach the age of 60. Under the scheme, individuals between the ages of 18 and 40 can enroll and contribute towards their pension fund. The amount of pension depends on the contribution made and the age at which the individual joins the scheme. The contributions are automatically deducted from the subscriber's bank account on a monthly, quarterly, or half-yearly basis. The government also provides a co-contribution of 50% of the subscriber's contribution or Rs. 1,000 per year, whichever is lower, for a

National Pension Scheme (NPS)

 The National Pension Scheme (NPS) is a voluntary retirement savings scheme introduced by the Government of India. It is open to all Indian citizens between the ages of 18 and 65. The scheme aims to provide individuals with a regular income after retirement. Under the NPS, individuals can contribute a portion of their income towards their pension account. These contributions are invested in various financial instruments such as government bonds, corporate bonds, and equities, depending on the risk appetite of the individual. The accumulated amount, along with the returns generated, is used to provide a pension to the individual after retirement. The NPS offers two types of accounts: Tier-I and Tier-II. Tier-I is a mandatory account that restricts withdrawals until the individual reaches the age of 60. Tier-II is a voluntary account that allows for withdrawals at any time. The NPS also provides tax benefits to individuals. Contributions made towards the scheme are eligible for tax deduc

section 80D

 80d refers to the section 80D of the Income Tax Act in India. This section provides tax deductions for individuals and Hindu Undivided Families (HUFs) for the payment of health insurance premiums and medical expenses. The deductions are available for premiums paid for health insurance policies for self, spouse, children, and parents. The maximum deduction allowed under this section is Rs. 25,000 for individuals below 60 years of age and Rs. 50,000 for senior citizens. Additionally, an extra deduction of Rs. 25,000 is available for health insurance premiums paid for parents who are senior citizens.

Section 80C

 Section 80C of the Income Tax Act, 1961 is a provision that allows individuals to claim deductions on certain investments and expenses. The maximum deduction allowed under this section is Rs. 1.5 lakh per financial year. Some of the investments and expenses that qualify for deduction under Section 80C include: 1. Life insurance premiums: Premiums paid towards life insurance policies for self, spouse, and children are eligible for deduction. 2. Employee Provident Fund (EPF): Contributions made towards EPF by salaried individuals are eligible for deduction. 3. Public Provident Fund (PPF): Contributions made towards PPF accounts are eligible for deduction. 4. National Savings Certificates (NSC): Investments made in NSC are eligible for deduction. 5. Tax-saving fixed deposits: Investments made in tax-saving fixed deposits with a lock-in period of 5 years are eligible for deduction. 6. Equity-linked Saving Scheme (ELSS): Investments made in ELSS mutual funds are eligible for deduction. 7.

Hindu Undivided family HUF

 A Hindu Undivided Family (HUF) is a legal entity in India that consists of a family that follows the Hindu religion and is jointly governed by the Hindu law. It is a unique form of business organization that combines the features of a joint family and a business entity. In an HUF, all the members are related to each other through a common ancestor, and they collectively own and manage the family's assets and business. The head of the family, known as the Karta, has the authority to make decisions on behalf of the family and manage its affairs. The HUF enjoys certain tax benefits in India, such as separate tax exemptions and deductions for income earned by the family. It can also avail of various tax planning strategies to minimize tax liabilities. To form an HUF, there must be at least two members, with the Karta being one of them. The family must have a common property, which can be ancestral property or property acquired through gifts or inheritance. The HUF is created by a decl

side effects of arrange marriage

 While arranged marriages can have positive outcomes, it is important to acknowledge that there can also be negative side effects. Some potential side effects of arranged marriages include: 1. Lack of compatibility: In some cases, couples may find themselves incompatible due to differences in values, interests, or personalities. This can lead to dissatisfaction and unhappiness in the marriage. 2. Limited personal choice: Arranged marriages often involve limited or no input from the individuals involved. This lack of personal choice can result in feelings of resentment, frustration, or a sense of being trapped in the marriage. 3. Pressure to conform: In many cultures, there is societal pressure to conform to the expectations of an arranged marriage. This pressure can lead to individuals feeling obligated to marry someone they may not truly desire, which can cause emotional distress. 4. Lack of emotional connection: Without a foundation of love or romantic attraction, some arranged marri

side effects of love marriage

 While love marriages are generally seen as positive and fulfilling, there can be some potential side effects or challenges that couples may face. These can vary depending on cultural, societal, and personal factors. Some possible side effects of love marriage include: 1. Family and societal pressure: In some cultures or families, love marriages may not be accepted or supported, leading to conflicts and strained relationships with family members or society. 2. Compatibility issues: Despite being in love, couples may still face compatibility issues in terms of values, beliefs, lifestyle choices, or goals. These differences can lead to conflicts and challenges in the relationship. 3. Financial strain: Love marriages often involve setting up a new household or managing finances independently, which can lead to financial strain if not managed properly. 4. Unrealistic expectations: Love marriages are often based on intense emotions and passion, which can lead to unrealistic expectations abo