Sample Budget Breakdown for ₹50,000 Salary

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Sample Budget Breakdown for ₹50,000 Salary

CategoryAmount (₹)
Fixed Expenses
Rent/Household Expenses15,000
Utilities (Electricity, Water, Internet)2,500
Groceries4,500
Insurance (Health, Life, etc.)2,000
Loan Repayments (EMI)6,000
Transportation2,500
Total Fixed Expenses32,500
Variable Expenses
Eating Out & Dining2,000
Entertainment1,500
Personal Care1,500
Fitness (Gym, Yoga, etc.)1,000
Miscellaneous1,000
Total Variable Expenses7,000
Savings & Investments
Emergency Fund5,000
Retirement Savings (PPF, NPS)3,000
Investments (SIPs, Mutual Funds)4,000
Total Savings12,000
Debt Repayment
Credit Card Repayment2,000
Personal Loan EMI4,500
Total Debt Repayment6,500
Total Expenses + Savings50,000

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