Sample Budget Breakdown for ₹40,000 Salary
Sample Budget Breakdown for ₹40,000 Salary
| Category | Amount (₹) |
|---|---|
| Fixed Expenses | |
| Rent/Household Expenses | 12,000 |
| Utilities (Electricity, Water, etc.) | 2,500 |
| Groceries | 4,000 |
| Insurance (Health, Life, etc.) | 1,500 |
| Loan EMIs/Repayments | 5,000 |
| Transportation | 2,000 |
| Variable Expenses | |
| Eating Out | 2,000 |
| Entertainment | 1,500 |
| Personal Care (Shopping, Grooming, etc.) | 1,000 |
| Savings & Investments | |
| Emergency Fund | 3,000 |
| Retirement Savings | 3,000 |
| Investments (SIPs, Mutual Funds, etc.) | 3,000 |
| Debt Repayment (if applicable) | 2,000–4,000 |
| Total | 40,000 |
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